Distinct Financial Solutions

We Take A Personal Interest - Protecting What You Value Most

At Distinct Financial Solutions, we take a personal interest in you, while protecting what you value most.

As a Multiple Line Agent for the American National family of companies, we have access to a wide variety of coverages to protect you, your family and your business. This includes life, home, auto and business insurance, among other coverages to serve your personal and business needs.

Your needs, and the needs of your family and your business are unique. There is no one-size-fits-all solution for the concerns of our clients.

That’s why it’s an important for us to sit down and discuss your situation – to review current insurance coverages, as well as talk about your plans and goals for the future.

At Distinct Financial Solutions, we call this a Professional Insurance Review (PIR). A PIR will do more than analyze your current situation – it will help us determine how we can best work together to make your dreams and goals a reality.
Calculators

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

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Newsletters

HOT TOPIC: Breaking Down the Proposed FY 2013 Budget

The 2013 budget released by the White House on February 13 contains proposed fiscal measures that could affect the business and investment climate, the income tax code, and government spending. Considering that Congress will debate and discuss the budget in detail, many of these measures are unlikely to become law as proposed, but they may indicate future developments.

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

Rethinking the Role of Household Debt

Many people aspire to pay off their home mortgages before retirement, but the housing situation and a weak economy have taken a toll on the finances of many older Americans. There are some compelling reasons why pre-retirees might want to consider maximizing their retirement plan contributions and avoid carrying large amounts of debt into retirement.

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