We Take A Personal Interest - Protecting What You Value Most At Distinct Financial Solutions, we take a personal interest in you, while protecting what you value most. As a Multiple Line Agent for the American National family of companies, we have access to a wide variety of coverages to protect you, your family and your business. This includes life, home, auto and business insurance, among other coverages to serve your personal and business needs. Your needs, and the needs of your family and your business are unique. There is no one-size-fits-all solution for the concerns of our clients. That’s why it’s an important for us to sit down and discuss your situation – to review current insurance coverages, as well as talk about your plans and goals for the future. At Distinct Financial Solutions, we call this a Professional Insurance Review (PIR). A PIR will do more than analyze your current situation – it will help us determine how we can best work together to make your dreams and goals a reality. |
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Estimate the future value of your current savings. Required Minimum Distributions Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70. Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield. Knowing your likely life expectancy is an important factor in making long-term financial plans. |
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1421 N. Elm St. Ste. 100 Phone: 940.566.0377 |
Distinct Financial Solutions is a TX based multiple line insurance agency and Joel Hays is an Agent representing American National Insurance Company and American National Property And Casualty Company. Distinct Financial Solutions and Joel Hays are licensed to sell insurance products in the following states: TX
All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.
Life insurance and annuities are issued through American National Insurance Company,
Personal and commercial lines insurance is issued by American National Property And Casualty Company (ANPAC®), its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (serviced by ANPAC®-Texas), and ANPAC® Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company.
Disability Income products and services are issued by Illinois Mutual Life Insurance Company,
Securities products and services are offered through Agents who are also Registered Representatives and are distributed by Securities Management and Research, Inc. (SM&R), Member FINRA, SIPC, a broker-dealer subsidiary of American National Insurance Company located at 2450 South Shore Blvd., League City, TX 77573 (281) 334-2469. Please note that Distinct Financial Solutions and SM&R are not affiliated. Securities products are offered by prospectus only, involve investment risks, are subject to market fluctuations and the possible loss of principal.
For more information on the Financial Industry Regulatory Authority (FINRA), you may visit their Web site at www.finra.org.
Investors may obtain more information about the Securities Investor Protection Corporation (SIPC), including the SIPC brochure, by contacting SIPC at 202-371-8300 or visit www.sipc.org.
Tax issues that may be discussed are subject to change and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.
These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.
This site may have links to other sites, which are not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.