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1421 N. Elm St. Ste. 100 Phone: 940.566.0377 |

Distinct Financial Solutions and Joel Hays are licensed to sell insurance products in the following states: TX
Registered representative of and securities offered through Securities Management & Research, Inc. Member FINRA/SIPC.
Tax issues that may be discussed are subject to change and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.